Welcome to public domain of

Welcoming you to explore the forefront of my academic journey with comprehensive collection of publications, supervised research topics, research works, and educational contributions. I am committed to mentor doctoral aspirants (social sciences research), facilitating their research progress. With the mission to cultivate academic excellence and guiding scholars as well as institutions towards achieving global recognition in research, I invite you to join me in the pursuit of knowledge and innovation. 

Brief Bio: Vally is the Sr. Director of Research at MAHSA University, Malaysia. Also engaged with Brno Univ. of Tech. (Czech Republic), Arden Univ. (UK), Saveetha Univ. (India), GISMA Univ. (Germany) in Adjunct roles and part of World Bank's CSO. Holds Postdoc in FinTech from IIUM, Malaysia. Specialized in Research Methodology, FinTech, Entrepreneurship, Anthropology, Data Analytics. Working on (2025) FinTech applications for AML, UPS with DeFi. Forte in International grants, publications, patents, University ranking compliances. Recognized as Top 2% Scientist in World (2025) by Stanford Univ., and Elsevier's database.

Sr. Director of Research

Visiting Professor

Adjunct Researcher

Visiting Professor

FinTech Master Series

Curated 4 sessions comprising 1-hour total is getting uploaded in my YouTube channel. Don't miss it. I shall discuss about Fundamentals like financial ratios, and banking principles, then move into the real engines of modern finance, that is, AWS, Microsoft Azure, Blockchain, e-wallets, AI, and RPA – through simulative models, real time cases and regulatory insights. These all will be based on how banks use Finacle, SAP FICO, PSD2 compliance, and Basel norms to shape digital ecosystems. No fee. No timeline. And no Assessment. It’s a pure Knowledge-Transfer, for you to become a FinTech professional and be part of a 200-billion-dollar industry.

Recent Activity

Participated at World Bank's Spring Meetings - 2024 in Washington DC, USA

ICWMR Conference Valedictory Speech - Prof. Dr. Valliappan Raju, March 2024

Perdana University was awarded for the "Most Sustainable Brand in Higher Education 2023-2024" from the Brand Laureate. Proud to hold the award !

Thanks to Jesselton Univ. College for wishing me for my recent recognition as Top 2% scientist in World for 2025

'Research Mastery' training to Limkokwing University Staff at Sierra Leone

Conducted a 'Workshop' on PUBLICATIONS with staff of Spectrum Intl. Univ. College

Addressed at one of the most intellectual gathering filled with leading University's Vice Chancellors, Rectors and Presidents. Organized by AppliedHE along with UNS (Indonesia) in Bali

My recent book got released on May 7th 2025. Buy this book.

Convocation Speech for Class of 2024, Sierra Leone

Videos

Proceed to my exclusive video series tailored specifically for the academic and research community. These videos are designed to provide insights, tutorials, and discussions on the latest trends and methodologies in research. Whether you're a seasoned researcher or just embarking on your academic journey, the content is crafted to inspire and inform. Dive deep into the world of research with me by clicking the link below, which will direct you to my YouTube channel. There, you'll find all my exclusive videos ready to watch. 

scan this QR code to navigate to Vally's YouTube channel

Click this link to navigate into YouTube

Kuala Lumpur, Malaysia